our HOME
is
ALWAYS
a great IDEA!
Don't know if you are a Lowe's or Home Depot fan, but Lowe's partners with Rismedia to provide frequent updates.
Though some are more related to repairs and such, the following really hit the mark on SAVING MONEY.
Ever think about your home owner's insurance??? Still have it hooked to auto insurance, life insurance, ect at the same insurance provider for the "discount".
When looking to keep your insurance cost low, also consider these tips from RISMEDIA,
For Your Clients: 4 Tips to Keeping Homeowners' Insurance Costs Down
By Stephanie Andre
RISMEDIA, December 2, 2010—Saving money has never been so trendy. Long gone are the days of irresponsible spending, so why be irresponsible with your homeowners insurance? Taking a little bit of time to research your options might just help you save a little in the wallet and put more in the bank.
Here are four tips from homeownersinsurance.net:
1. Shop around. Some insurance companies have been raising house insurance costs to recoup losses from the financial crisis. Others are competing for new customers by offering lower rates. By shopping around, people can find better deals on homeowners insurance.
2. Re-evaluate coverage amounts. Many policies have inflation protection provisions, which automatically increase coverage amounts. This was a good item in the years leading up to the crash, but today they should be looked at more closely.
3. Check personal credit reports. Homeowners insurance companies check credit history before figuring rates, similar to how lenders do. This is done to help them assess the risk of payment and likely individual responsibility. Check your credit report and make sure it’s accurate so you can get the best possible rate.
4. Small claims can become expensive. Homeowners should have the highest deductible they can comfortably afford and repair minor items out of pocket rather than filing a claim. Filing a claim for every broken window or leaky pipe can increase premiums by 10-15%.
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