|Prepping to buy a home?? Having your finances under control is always very important. |
Here is a Consumer Watch article provided by Al Clark. It is a pretty timely note as many of us use our credit cards for Christmas gift purchases.
Watch the video! Check out the Billguard website: www.billguard.com
CONSUMER WATCH: ANTIVIRUS FOR OUR CREDIT CARDS
Bill Guard is a free consumer service that aggregates experiences of its online users and those who post online complaints. So in essence users of the service share their stories of overcharges, hidden fees and outright fraud. Many fraudulent operators try to slide small charges on our bills and Credit cards thinking that we will not haggle or research the charges. When this happens the Bill Guard service will alert you of scams they have seen and the members have seen. Bill Guard alerts you whenever a charge on your bill is flagged by anyone else, that had a unwanted charge on theirs. Click on the video that explains the entire process in under two minutes
The process works once you register your credit or debit cards into the service. Today. debit card use is growing and we use our debit cards for small purchases on a regular basis. Its easy to have 50 or 60 debit cards transactions every month and making sure they are all valid is a tough job.
Bill Guard scans your card activity daily for hidden charges, billing errors, forgotten subscriptions, scams and fraud, The system alerts you via email when your attention is required. So if a consumer in California got a mysterious charge for a magazine subscription, that ripoff is then submitted to the system and all Bill Guard users benefit from this "shared experience".
Each new transaction is analyzed by over 100 automated tests. Bill Guard also scours the web for complaints posted by others about similar charges and merchants that may appear on your bills. The service has garnered a lot of venture capital and has won several awards
A scan report is emailed monthly, providing a quick overview of Bill Guard's findings and an indication of how clean your cards are. Alerts are emailed immediately giving you an early warning sign of potential fraud.
To learn more, visit www.billguard.com