Friday, January 10, 2014

Prepare for the Unexpected

Inventory the House

With a new year, we all often look at catching up or starting a new process that will make the new year better.

Wouldn't being prepped for the unexpected be a good way to start 2014?   If you are like me, it has been a couple of years since an inventory of household items was completed or pictures of the house were taken.

Did you know there was an App for that?   No surprise but it great that Al Clark shared it with me so I can pass on to you.

Whether you have an Iphone or an Android phone, you can down load the app and get started today.

If you are "clueless" as to why you would want to do this, this link Video on Importance of Doing a Home Inventory  will make it very clear to you.

If you are a renter, you may wonder if this applies to you.  YES!!!
I must be emphatic as renters or home owners must be prepared in case of disaster to document their loss.

Having this setup in the "Cloud" will allow you to access from anywhere and ensure the list/pictures don't go up in fire or blow away with the tornado or hurricane!!!!!!


Know Your Stuff

Get this free and easy-to-use app that creates a quick inventory of your household possessions, including all the new home electronics and grown-up toys you bought during the holidays. 

Setting aside a few minutes to create (or update) an inventory of your personal possessions can really pay off if you ever have to file a homeowners insurance claim.  Video On Importance Of  Doing A Home Inventory

Get the job done quickly and easily with the Know Your Stuff app for iPhone, androids and computers from the Insurance Information Institute.If you're not into apps, you can list your possessions in a notebook and keep receipts in a folder. Make a copy of the information to put in your safe deposit box or your can send it to a trusted friend or relative who lives in another area (if there's a local natural disaster they can send you your information).
No matter how you choose to do it, the important thing is to create a home inventory and update it when you make major purchases. An up-to-date home inventory will:
  • Help you purchase the right amount and type of insurance.
  • Make filing a claim as simple as possible.
  • Substantiate financial losses for tax purposes or when applying for financial assistance.
You can use the Know Your Stuff? - Home Inventory website to set up an online account and store information about your insurance policies.
The software guides you through the process of creating and updating your home inventory, allowing you to set up rooms and list items within those rooms. You can also upload photographs and scanned receipts or appraisal forms, and generate several types of reports once your inventory is complete, or if you need to file a claim.
The software includes free, secure online storage at Amazon, so you can access your inventory anywhere, anytime-which can be important should you need to evacuate your home in a sudden emergency.

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