Amazing: Interest Rates Since 2009

You may have missed this chart in yesterday's blog.  I just had to pull it out. 

Do you see how the interest rates have fallen steadily, with a few modest interruptions from 5.25% range in 2009 to 3.35% as of 
December 2012.

Though we have seen a modest increase in interest rates, doesn't this make you wonder why you or anyone needing, thinking about, hoping for a new place wouldn't have been out in the past 18 months grabbing rates under 4%????  

Those 5% rates are in anyway bad but 4% and under for this long??

It is truly time to act or to miss out!!!